Rent Increase Calculator
See what your rent becomes after years of annual increases — and the total you'll pay along the way.
Rent in year 5
$2,189.98Total paid over 5 years
$116,992.57Extra, just from increases
$8,992.57Versus the price staying flat
Private — runs entirely in your browser. Nothing is sent or stored.
This tool is for education and planning only. It is not financial advice. Your inputs run in your browser and are not stored by Recurrings.
A small percentage on a big number
Rent is usually the largest recurring payment a household makes, so even a modest annual increase moves real money. A 4% bump on $1,800 is $72 a month — and next year it's applied to the higher figure, then the year after that. The increases compound.
Enter your current rent and the increase you expect to see what you'll be paying a few years out, and the total across the whole stretch. It's the number worth having before you sign a renewal or weigh up moving.
How this fits into your recurring money
Rent is the anchor tenant of your recurring money — the payment everything else has to fit around. When it rises, the room you have for every other commitment shrinks, which is why projecting it forward matters more than for almost any other line.
Recurrings treats rent like any other recurring obligation: tracked, dated, and shown next to everything else that repeats, so a rent increase is a planned event, not a surprise on the first of the month.
The math
rent in year N = rent × (1 + increase)^N total over N yrs = Σ annual rent × (1 + increase)^(year − 1)
The projected rent grows your current rent by the annual increase, once per year. The total sums each year's rent across the period, so it reflects the compounding rather than just multiplying today's rent by the number of years.
This is a planning projection based on the increase you enter — actual increases depend on your landlord, your lease, and local rules.
Common questions
How much can rent go up each year?
It varies widely by location and whether any rent rules apply where you live. This tool lets you model any increase you expect; check your lease and local regulations for what's actually allowed.
Why project rent over several years?
Because rent is usually a household's single biggest recurring cost, and a “small” yearly bump compounds. Seeing the year-3 or year-5 figure helps with decisions like renewing, moving, or buying.
Is this a prediction of my rent?
No — it's a projection based on the increase you enter, for planning only. Actual increases depend on your landlord, lease, and local law.
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Rent is the biggest one that repeats
Recurrings keeps your rent alongside every other recurring cost — so the full picture, and every renewal, stays in one place.
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