Privacy Policy

recurrings.ai helps you track recurring commitments. We collect the information the service needs to work, we never ask for your bank credentials, we do not sell your personal information, our AI providers are contractually prohibited from training on your content, and you can export your data or request deletion at any time. We use standard analytics and marketing-measurement tools to understand and improve the product — but the financial documents you upload, the emails you forward, and your private recurring-spend data are never shared with advertisers.

Information you provide. Your name and email address when you create an account or join the waitlist; documents and content you choose to submit to your workspace (such as financial statements or forwarded receipts), which may include merchant names, amounts, and dates; and items, budgets, and settings you create in the product.

Information collected automatically. Standard technical and usage information needed to operate, secure, and improve the service — such as log data, device and browser type, session identifiers, and analytics events about how the site and product are used. The specific analytics and measurement tools we use are listed under Cookies below.

Information from integrations you enable. Optional connections (for example, a calendar) are off by default and process data only after you explicitly enable them.

What we never collect. Your online-banking usernames or passwords. The product is designed to work from documents you choose to share, not from credentialed access to your accounts.

To provide and improve the service: extracting and organizing the commitments in the documents you submit, generating reminders and insights you request, securing accounts, providing support, communicating service updates, and meeting legal obligations. We do not sell your personal information, and we never use the financial content you submit — your statements, forwarded emails, or recurring-spend data — for advertising.

recurrings.ai uses artificial intelligence to read the documents you submit and answer the questions you ask. Content is processed by enterprise AI providers under commercial agreements that prohibit using your content to train their models. AI features that answer questions are read-only: they can summarize and draft, but cannot transact, modify accounts, or take actions on your behalf.

We share personal information only with service providers who help us operate, measure, and improve the product — companies providing cloud hosting and storage, AI processing, email delivery, payment processing, and analytics and marketing-measurement (such as Google, Meta, and Microsoft) — each bound by contractual confidentiality and data-protection obligations, and only to the extent needed to perform their function. The analytics and measurement tools receive usage and event data about how the site is used. For marketing measurement specifically, we send Meta a hashed (irreversible) form of limited contact details — such as your email and name — plus your IP address, so it can match conversions and build advertising audiences (see Cookies & analytics below). We never send any of these providers the financial documents you upload, the emails you forward, or your connected-inbox content.

We may also disclose information if required by law or valid legal process, to protect the rights and safety of our users or the public, or as part of a corporate transaction (in which case this policy continues to apply to your data). A current list of our subprocessors is available on request via our contact page.

Data is encrypted in transit and at rest. Access to customer data is restricted, workspace data is isolated per customer, and uploaded documents are stored privately — never publicly accessible. We review our security posture continuously; details of our practices are described on our security page.

We retain your data while your account is active, because history is the product — trends, price-change detection, and renewals depend on it. When your workspace is deleted, its records and files are deleted with it, subject to brief backup cycles and any retention required by law.

You can access and export your data, correct inaccuracies, and request deletion of your account at any time. We extend these rights to all users, wherever you live — including rights of access, portability, correction, and deletion under laws such as the California Consumer Privacy Act and the EU GDPR. To exercise any of them, reach us via the contact page or privacy@recurrings.ai. We will never discriminate against you for exercising a privacy right.

We use a small set of cookies and similar technologies:

• Essential — your login session and view preferences (theme, active currency). Required for the site to work.
• Analytics & performance — Google Analytics and Microsoft Clarity help us see how the site and product are used and where to improve. Clarity records session interactions (clicks, scrolls, page navigation) to surface usability problems.
• Marketing measurement — the Meta Pixel, a first-party identifier (the _rid cookie, kept about six months), and Meta's own cookies (_fbp/_fbc) help us measure how our marketing performs and which pages lead to sign-ups. To match those conversions, we also send Meta a hashed (irreversible) form of identifiers like your email and name, plus your IP address; Meta may use these to build advertising audiences.

These tools measure how the site and product are used and how our marketing performs. We do not send the financial documents you upload, the emails you forward, or your connected-inbox content to these providers, and we do not sell your personal information. You can manage cookies through your browser; a built-in cookie preference control is on our roadmap, and you can contact us to opt out of analytics in the meantime.

recurrings.ai is not directed at children and may not be used by anyone under 16.

If this policy changes materially, we will say so plainly — on this page and, for account holders, by email. Questions or requests: contact us or write to privacy@recurrings.ai.