Cancel Unused Subscriptions Calculator
Add up what you'd save by cancelling the subscriptions you don't use — and what that saving could become.
Illustrative only — returns vary and aren't guaranteed.
Saved per month
$59.99Saved per year
$719.87Saved over 5 years
$3,599.35If you invested it instead
$4,294.80The monthly saving, compounded over 5 years
Private — runs entirely in your browser. Nothing is sent or stored.
This tool is for education and planning only. It is not financial advice. Your inputs run in your browser and are not stored by Recurrings.
The fastest money you'll find this month
Cancelling a subscription you don't use is the rare win with no downside: no budgeting, no discipline, no trade-off — just money back. List the ones you'd cut and see what they're costing you per month, per year, and over five years.
Start with the obvious offenders: anything you haven't opened in 60 days, free trials that quietly converted, and duplicates that overlap with something else you already pay for.
How this fits into your recurring money
Unused subscriptions are the purest form of recurring waste — money that leaves every cycle and buys you nothing. The reason they survive is simple: they're small, they're automatic, and nobody's watching the renewal date.
That's exactly the job Recurrings does continuously — surfacing the dormant ones, the duplicates, and the quiet price increases, and warning you before the next charge instead of after.
The math
saved per month = Σ ( price × times per year ) ÷ 12 saved over 5 yr = saved per year × 5 invested instead = monthly saving compounded monthly for 5 years
Each subscription is converted to a monthly equivalent and summed, so weekly, monthly, and yearly charges all count fairly. The annual and 5-year figures scale that up.
The invested-instead figure compounds the monthly saving at the return you choose — illustrative only, not a guaranteed return. The point is simply that recurring savings, like recurring costs, add up faster than they feel.
Common questions
How do I decide what's “unused”?
A simple test: if you can't remember the last time you opened it, it's a candidate. Free trials that quietly converted and duplicates that overlap with something else you pay for are the fastest wins.
What does the invested-savings figure mean?
It compounds the money you'd save each month at the return rate you pick, to show what cancelling could be worth over five years. It's illustrative — not investment advice or a guaranteed return.
Will I lose anything by cancelling?
Sometimes you lose saved data or a locked-in price, so note why you cancelled and check before annual renewals. Most of the time the only thing you lose is the charge.
Related free tools
Subscription Audit Checklist
Find unused subscriptions and cut recurring waste, step by step.
How to Find All Your Subscriptions
The six places subscriptions hide — and how to surface them all.
Subscription Cost Calculator
Total your subscriptions into one clear monthly and yearly number.
Subscription Lifetime Cost Calculator
Lifetime cost of a subscription, plus the invested alternative.
Keeper finds the ones you forgot
Recurrings flags unused, duplicate, and price-crept subscriptions automatically — so the savings find you, not the other way around.
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